Senior Credit Manager

Job Description

To manage a portfolio of counterparty credit risks associated with lending, trading, and investing activities, with the primary objective of assessing and managing risk within acceptable parameters, as well as managing a team of Credit Analysts.

Responsibilities

• Manage and assess counterparty credit risk across lending, trading, and investment activities
• Ensure risk is maintained within acceptable parameters and aligned with internal policies
• Lead and manage a team of Credit Analysts
• Evaluate financial markets, global economic trends, and regional impacts on the portfolio
• Assess and manage risks arising from lending and derivative products
• Ensure proper documentation and compliance for all credit risk activities
• Apply credit procedures, policies, and standards effectively
• Monitor adherence to regulatory and compliance frameworks, including Basel requirements

Qualifications

Education:

• First Degree in Business Commerce

Experience:

• 3–4 years’ experience in Credit Risk within Risk & Corporate Affairs
• Strong knowledge of financial markets, global economy, and relevant regional geographies
• Good understanding of vanilla lending and derivative products and associated credit risks
• Experience handling documentation required for managing counterparty risk
• Strong knowledge of credit procedures, policies, and standards
• Understanding of Basel frameworks and regulatory/compliance requirements

Behavioural Competencies:

• Checking things
• Conveying self-confidence
• Directing people
• Establishing rapport
• Examining information
• Exploring possibilities
• Interacting with people
• Making decisions
• Managing tasks
• Meeting timescales
• Team working
• Upholding standards

Technical Competencies:

• Risk identification
• Risk management
• Risk measurement
• Risk/reward thinking